Your well-being is your greatest asset.
Start the year informed, supported, and ready to thrive.

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_{^{An “*” indicates that you may need to enroll in other benefits first or meet certain health criteria to be eligible.)}}

As we kick off the new year, it’s a great time to take a fresh look at your benefits. This edition highlights important updates and changes taking effect this year, introduces new tools designed to make managing your benefits easier than ever, and reminds you of key deadlines you won’t want to miss. Whether you’re exploring benefit options or simply staying informed, these resources are here to help you make the most of your benefits all year long.

BenefitHub (previously Abenity)

The Kettering Health employee discount program is powered by BenefitHub, a national vendor for employee discounts. All employees are eligible to access and use the national and local discounts available on BenefitHub.

BenefitHub includes discounts on national and local business (Note: some discounts may only be available for a limited time). Popular offers include discounted rates in over 20 different categories like travel, major cell phone carriers, discounted movie tickets, and attractions like zoos and water parks.  Employees can stack savings by combining discounts, gift cards, and cash back offers on BenefitHub.

Kettering Health has an exclusive offer page employees can access from the direct link card on the home page or by selecting Kettering Health Exclusive Offers from the “Shop By” drop-down menu at the top of the page.

Kettering Health employees can invite friends and family to join BenefitHub. Go to your profile, select Friends and Family, and send and invitation (employees have one invitation available).

Access BenefitHub online at http://khn.benefithub.com. If you had an Abenity account, you can login with the email and password you used with Abenity. If you have not registered yet, select “Don’t have an account? Sign Up” and fill out the short registration form. You can also download the BenefitHub mobile app in your device’s app store and enter your email address to get started or to create an account. 

For more information, click on this knowledge article.

FSA Reminders*

• Don’t forget to turn in any 2025 claims by March 31, 2026.
• Healthcare FSA eligible expenses include:
  • Alternative medicine
  • Childbirth classes
  • Dental treatment
  • Learning disability services
  • Medical equipment
  • Prescriptions
  • Speech Training
  • Vision
  • Herbal supplements (With a doctor’s note)
  • Massage therapy (Doctor’s note NOT necessary)
  • Weight loss programs (With a doctor’s note)
  • Stop smoking aids (With a doctor’s note)
  • To find additional expenses, please visit this link: FSA Store – Eligible Items
• FSA Dependent Care Eligible Expenses include (if your child is 12 or less, or cannot be left alone for mental or physical reasons):
  • In-home babysitter
  • Outside babysitter
  • Nursery school
  • Daycare center
  • After-school activities
  • Latchkey program
  • Summer day camp
  • Elder daycare
  • Elder custodial care

For more information, click on this knowledge article.

^{* Available to employees enrolled in a HCFSA or DCFSA}

Fidelity

Kettering Health is committed to helping you save for retirement through a combination of personal savings and an employer-sponsored retirement savings plan.

Changes for 2026:

• Faster vesting: Employees vest in the employer contributions with three calendar years of service and at least 1,000 hours worked in each of those calendar years. 
• Increased employer match: Kettering Health will contribute 100% up to 4% of your annual contributions (Reminder: The IRS annual compensation limit for calculating retirement plan employer contributions is $350,000 for 2025 and $360,000 for 2026).

We offer two retirement plans administered by Fidelity Investments and developed under IRS guidelines:

• 403(b): Enables employees to contribute on a pre-tax basis
• Roth: Enables employees to contribute on a post-tax basis

It is important that you name at least one beneficiary of your retirement plan(s).  You can designate beneficiaries online at www.fidelity.com/atwork.

For more information click on the knowledge article or schedule an appointment with your dedicated Fidelity retirement planner.

AllOne Health

New for 2026:

• Mobile app: Taking care of your mental health should be simple, supportive, and always within reach. What you’ll find inside the app is virtual counseling made easy, including Izzy, your AI mental health navigator, on-demand self-help resources, and real human support. To access, download the AllOne Health App from the Apple App Store or Google Play Store and sign up using the member portal access code: KHNeap.
• New website and phone number: The AllOne Health Member Portal has been rebuilt to work seamlessly with the AllOne Health mobile app, giving you simple, secure access to support anytime, anywhere. The phone number has also been updated to 800-451-1834.
• How to get started:
  • Sign Up for the New Member Portal by visiting allonehealth.com/portal. Create your account by entering your email, password and the Company Code at the bottom of this section.
  • Use one login everywhere: Your login works for the online portal and the mobile app. You can download the AllOne Health App from the Apple App Store or Google Play.

Life comes with challenges. Your Assistance Program is here to help you and your family, including spouse/partner, household members, dependents living away from home (up to age 26), and parents/parents-in-law. Your Assistance Program can help you reduce stress, improve mental health, and make life easier by connecting you to the right information, resources, and referrals. All services are free, confidential, and available to you and your family members.

This includes access to short-term counseling and the wide range of services listed below:

• Six mental health sessions
• Six life coaching sessions
• Financial consultation
• Legal referrals
• Work-life resources and referrals
• Personal assistant
• Medical advocacy
• Member portal

For more information click here for the knowledge article, contact AllOne Health at 800-451-1834 or visit allonehealth.com/portal (Code: KHNeap).

UMR*

New for 2026:

• All telehealth visits on both plans, including mental health, are $20.
• Enhanced benefits information is easier to find with UMR’s mobile app. To access download the UMR App from the Apple App Store or Google Play Store.

Teladoc*

Your anytime, anywhere healthcare benefit. 

• 24/7 Care: Need care for non-urgent and common conditions? Get same-day appointments with a certified provider from wherever you are. Teladoc Health providers diagnose, treat, and even prescribe medicine if needed.
• Mental Health: Have real conversations and see progress with a therapist of your choice. Available seven days a week from the privacy of your own home.

Schedule a visit today and get peace of mind. Visit TeladocHealth.com or call 1-800-835-2362.

Talkspace*

With Talkspace online therapy, you can regularly communicate with a therapist, safely and securely from your phone or desktop. No in-person office visit required. Therapy is available for individuals age 13 or older. Psychiatry services are provided for those age 18 and above. 

Go to the landing page, select plan UMR under Use my Insurance Benefits, and click Get Started.

^{* Available to employees and dependents on our health plan}

Make this your best year yet with the benefits built for you.

Want more information on all benefits? Click for a list of available benefits with links to knowledge articles.