Your well-being is your greatest asset.
Utilize these benefit tools and programs to support you during the holidays.
(An “*” indicates that you may need to enroll in other benefits first or meet certain health criteria to be eligible.)
This month, we’re spotlighting benefits that support you during the holiday season. We know your time and energy are pulled in many directions. Whether you’re planning time with family, managing a busy schedule, or focusing on your own well-being, our benefits are here to support you. Here’s a look at the resources available to help you navigate the season with balance and peace of mind.
Talkspace*
With Talkspace online therapy, you can regularly communicate with a therapist, safely and securely from your phone or desktop. No in-person office visit required. Therapy is available for individuals 13 or older. Psychiatry services are provided for those 18 and above. Select UMR under Use my Insurance Benefits to get started on the site.
Here’s how Talkspace can help:
- Support for anxiety, depression, PTSD, substance use disorders, eating disorders, compulsive disorders, and other conditions.
- Specialized clinicians deliver services across all 50 states and are matched to members based on location, needs, and preferences.
- Find a therapist with an online matching tool.
- Start therapy within hours of choosing your therapist.
- Choose real-time, face-to-face video visits by appointment.
- Those 18 and older can also access Talkspace Psychiatry to schedule live video sessions with a psychiatrist who can help create a tailored treatment plan.
Effective Jan. 1, 2026, telehealth mental health will be $20 on both health plans.
Go to the landing page, select plan UMR under Use my Insurance Benefits, and click Get Started.
* Available to employees and dependents on our health plan
Lincoln Value Added Benefits*
LifeKeys®
No matter how well you plan, unexpected challenges arise. When they do, help and support are nearby with LifeKeys services from Lincoln Financial Group. Services include:
- Discounts on shopping and entertainment.
- Support tools and advice on a wide range of topics, including legal, financial, family, and career.
- Protection against identity theft.
- Online will preparation.
- Guidance and support for your beneficiaries.
Access LifeKeys services by visiting GuidanceResources.com, downloading the GuidanceNow mobile app, or calling 855-891-3684. First-time users, enter web ID: LifeKeys.
TravelConnect®
Lincoln TravelConnect services offer security and reassurance, helping make travel less stressful. You’ll have dedicated support if you face an emergency when you’re 100 or more miles from home.
TraveConnect helps with services you can count on during an emergency, including:
- Arranging travel if you’re injured and need emergency evacuation to a medical facility.
- Managing travel for a companion or your dependent children, including transportation expenses and accommodations of a qualified escort.
- Planning and paying for a safe evacuation because of a natural disaster or a political or security threat.
- Arranging transportation of a deceased traveler.
- Securing emergency pet boarding or return and vehicle return.
As well as ongoing support when you’re far from home, including:
- Medical record requests
- Medication and vaccine delivery
- Medical, dental, and pharmacy referrals
- Corrective lenses and medical device replacement
- Legal consultation
- Recovering lost or stolen documents or luggage
- ID recovery assistance
- Language translation services
- Destination information
For a complete list of TravelConnect services, go to MyOnCallPortal.com and enter Group ID LFGTravel123.
WellnessPATH®
Wellness isn’t just about physical health. Emotional and financial components also play a role. Whether you want to save more, pay off debt, or focus on your overall well-being, our WellnessPATH Marketplace can help. The WellnessPATH financial wellness tool offers personalized to-dos and education, while WellnessPATH Marketplace allows you to take immediate action.
Ready to get started? Log in to your account at LincolnFinancial.com/Login to access WellnessPATH Marketplace and the WellnessPATH tool.
* Available to benefit eligible employees
Teladoc Mental Health*
In addition to general medicine, you can also access Teladoc for mental health. If something is on your mind, big or small, talking to an expert can help. Choose the therapist who fits your needs and schedule a time that is convenient. Teladoc Health licensed therapists are available seven days a week, and you can talk from your home or wherever you are most comfortable.
Teladoc Health therapists specialize in:
- Anxiety and depression
- Grief
- Stress/PTSD
- Panic disorder
- Family and marriage issues
- More
Effective Jan. 1, 2026, telehealth including Teladoc general medicine and mental health will be $20 on both health plans.
Schedule a confidential therapy visit today. Visit TeladocHealth.com, call 1-800-835-2362, or download the app.
* Available to employees and dependents on our health plan
AllOne Health
Life comes with challenges. Your Assistance Program is here to help you and your family. Your Assistance Program can help you reduce stress, improve mental health, and make life easier by connecting you to the right information, resources, and referrals. All services are free, confidential, and available you and your family members. This includes access to short-term counseling and a wide range of services:
- Six mental health sessions
- Six life coaching sessions
- Financial consultation
- Legal referrals
- Work-life resources and referrals
- Personal assistant
- Medical advocacy
- Member portal
Emergency Savings Account
Learn how to build a safety net to help protect yourself and your loved ones. Fidelity suggests establishing an emergency fund that would cover at least 3-6 months of essential expenses. Fidelity can help you. Work with Fidelity directly to open a cash management account and learn how you can manage cash in your emergency savings account. Schedule an appointment with your dedicated Fidelity retirement planner online or call 1-800-642-7131.
UKG Wallet
As we celebrate the season of gratitude, UKG Wallet is available to make the holidays easier. Powered by Payactiv, it allows you to access the wages you’ve already earned to take care of what’s important.
You can access up to 60% of your wages (up to a maximum of $1,000 without direct deposit or $2,000 with direct deposit to the UKG Wallet Visa) same day, whenever needed. The funds you access will be deducted from your next paycheck, making it a hassle-free option for managing unexpected expenses.
In addition to earned wage access, UKG Wallet offers free financial services, including goal-based savings, financial coaching, and smart budgeting calculators. These services make it easy to manage your finances and achieve financial goals.
This holiday season, remember you have benefits designed to support your health, well-being, and peace of mind.
Want more information? Click here for a list of available benefits with links to knowledge articles.