Stay ahead of your health with preventive care, plus extra benefits that support you through every step.
(An “*” indicates that you may need to enroll in other benefits first or meet certain health criteria to be eligible.)
Taking a proactive approach to your health starts with the basics: routine checkups, screenings, and building healthy habits that support your well-being over time. UMR Preventive care, along with dental and vision coverage, plays an important role in helping you catch potential issues early and stay on track. Beyond these essentials, supplemental benefits like critical illness, accident, and hospital indemnity coverage can provide added support when unexpected health events arise. Together, these benefits are designed to give you confidence in your care, helping you focus on staying healthy while being prepared for whatever comes next.
Superior Dental*
Dental exams help protect your health. Dental checkups are an important part of preventive health care because they help protect not just your oral health, but your overall health, as well. During a routine checkup, the dentist will examine your teeth, gums, and mouth for signs of disease and other potential problems.
All eligible employees may choose between two dental plans. These plans vary in the types of services covered, copayment reimbursement percentage, and benefit maximums. You select the plan that best meets your and your family’s needs. Preventative care is covered at 100% under both plans.
- Your SDC dental plan offers the same level of benefits in or out of network. However, you can save an average of 20% by visiting a network dentist or specialist.
- SDC offers one of the largest dental networks in the United States. Find a participating SDC network dentist or specialist near you at https://www.superiordental.com/find-a-dentist.
For more information, please click here for our Superior Dental knowledge article. You can contact Superior Dental at 1-800-762-3159 or www.superiordental.com.
*Available to employees and dependents enrolled in our dental plan
Vision Service Plan (VSP)*
Routine eye exams do more than protect your eyesight. They help detect serious health conditions like glaucoma, cataracts, diabetes, and even certain cancers early. That’s why Kettering Health offers a voluntary vision plan through Vision Service Plan (VSP), designed to support your eye health and overall well-being, with high and low plan options offering different levels of coverage to fit your needs.
VSP is a comprehensive, prepaid vision care program that provides coverage for routine eye exams, glasses, and contact lenses for you and your family. By visiting a VSP in-network provider, you’ll receive the highest level of coverage and keep more money in your pocket.
To learn more about your coverage, including benefit details, limitations, and exclusions, visit www.vsp.com to review the Vision Plan Certificate of Coverage.
For more information, please click here for our VSP knowledge article. You can contact VSP at 1-800-877-7195 or www.vsp.com.
*Available to employees and dependents enrolled in our vision plan
UMR Preventive Care*
Stay on top of your health with UMR Preventive Care Services, which are covered at 100% with no deductible under both medical plans with UMR. These services are designed to help prevent illness and detect potential health concerns early when they’re most treatable.
Examples of covered preventive services include:
- Childhood wellness exams and immunizations
- Well-woman exams
- Mammograms
- Colonoscopy
- Flu shots
For a complete list, please visit Preventive health services | HealthCare.gov.
*Available to employees and dependents enrolled in our medical plan
Lincoln Supplemental Benefits*
Taking care of your family’s health is one of the best investments you can make. If you have accident, hospital indemnity, or critical care coverage through Lincoln Financial, you may qualify for a Health Assessment Benefit. Preventing a medical condition is easier than curing one, which is why healthcare professionals encourage regular screenings to catch potential concerns early.
Accident Health Assessment Benefit
If you’re enrolled in Lincoln Accident Insurance, you have another incentive. We’ll pay you for keeping up with important screenings, not only for yourself but also your entire family.
To find coverage details for a range of screenings and exams please click here for the Lincoln Supplemental Benefit knowledge article. It’s easy to take advantage of this benefit. Receive cash back for one covered screening per covered individual each plan year, with no waiting period. Submit claims easily at LincolnFinancial.com, or via email, phone, fax, or U.S. mail. Your health assessment benefit will be paid within 24 hours of receiving a completed claim form.
Stay proactive with your health and receive a benefit for completing eligible screenings. See screening examples below.
- Routine dental exam
- Annual physical
- Eye exam
- Hearing exam
- Depression screening
Critical Illness Health Assessment Benefit
If you’re enrolled in Lincoln Critical Illness Insurance, we’ll pay you for staying current with important screenings, not only for yourself but also your entire family. Below, you’ll find examples of screenings and tests. To find coverage details for a range of screenings and exams please click here for the Lincoln Supplemental Benefit knowledge article. Receive cash back for one covered screening per covered individual each plan year, with no waiting period. Submit claims easily at LincolnFinancial.com, or via email, phone, fax, or U.S. mail. Your health assessment benefit will be paid within 24 hours of receiving a completed claim form.
Early detection matters. Earn a benefit for taking preventive health measures. See screening examples below.
- Stress test
- Abdominal, aortic, or carotid ultrasound
- Computed tomography (CT) angiography
- Electrocardiogram (EKG/ECG)
- Mammography
- Breast ultrasound
- Pap smear
- Cancer antigen 15-3 (CA 15-3) (blood test for breast cancer)
- CA 125 (blood test for ovarian cancer)
- Prostate-specific antigen (PSA) (blood test for prostate cancer)
- Bone marrow testing
- Colonoscopy
Hospital Indemnity Health Assessment Benefit
As part of your hospital indemnity coverage, Lincoln pays you for proactively managing your health and that of your covered family members. You and your covered family members receive a benefit payment for completing one covered screening per covered individual each plan year, with no waiting period. Submit claims easily at LincolnFinancial.com, or via email, phone, fax, or U.S. mail. Your health assessment benefit will be paid within 24 hours of receiving a completed claim form.
Routine screenings can do more. Qualify for a wellness benefit when you complete them. See screening examples below. To find coverage details for a range of screenings and exams please click here for the Lincoln Supplemental Benefit Knowledge Article.
- Accident and fall prevention counseling
- Angiography
- Annual physical exam
- Breast cancer gene 1 (BRCA1) and breast cancer gene 2 (BRCA2) genetic testing
- Chest X-ray
- Colonoscopy or virtual colonoscopy (CT colonography)
- Dental preventive exam
- Echocardiogram (echo)
- Eye exam
- Lipid profile (total, HDL, LDL cholesterol, and triglyceride levels)
- Thyroid testing (free thyroxine [T4] and thyroid-stimulating hormone [TSH])
- Vitamin D
*Available to employees enrolled in the corresponding Lincoln Supplemental Benefit