Are you a woman? Did you enroll in a new health plan or get new health insurance on or after March 23, 2010?
If so, the Affordable Care Act requires most insurance plans to cover a number of health services without any cost sharing, such as co-payments, co-insurance, or deductibles. (You do need to get these services from an in-network provider.) These services include:
• WELL-WOMAN VISITS.
• FOLIC ACID SUPPLEMENTS if you’re able to become pregnant.
• GESTATIONAL DIABETES SCREENING.
• SCREENING FOR ANEMIA, URINARY TRACT INFECTIONS, AND HEPATITIS B when you are pregnant.
• RH INCOMPATIBILITY SCREENING with follow-up testing during pregnancy if you’re at increased risk. This can find differences between a mother’s and baby’s blood that can be risky—even fatal—for the child.
• COUNSELING ON GENETIC TESTING if you’re at risk of having BRCA mutations. These are changes in specific genes that increase your risk of breast and ovarian cancer.
• HUMAN PAPILLOMAVIRUS DNA TESTING.
• BREAST CANCER SCREENING with mammography every one to two years if you’re 40 or older. Also offered: counseling on chemoprevention if you’re at increased risk for breast cancer. This involves the use of medication to lower your likelihood of getting the disease.
• SEXUALLY TRANSMITTED INFECTION COUNSELING AND HIV SCREENING AND COUNSELING.
• BREASTFEEDING SUPPORT, supplies and counseling.
• CERVICAL CANCER SCREENING if you’re sexually active.
• CONTRACEPTIVE COUNSELING AND ALL FORMS OF CONTRACEPTION approved by the U.S. Food and Drug Administration.
• TOBACCO USE SCREENING and interventions.
• OSTEOPOROSIS SCREENING if you’re older than 60 and have certain risk factors for the disease.
• DOMESTIC VIOLENCE SCREENING.
Other free services
You have access to several other services at no cost that are offered to men as well. Among them are immunizations and screenings for cholesterol and type 2 diabetes.